Michelle L. Black

Michelle Black is a credit expert with over 16 years of experience in the industry and a freelance writer. She specializes in credit reporting, credit scoring, financing (mortgages, credit cards, loans), debt eradication, budgeting, saving, and identity theft. Michelle is also the founder of CreditWriter.com and HerCreditMatters.com—a blog aimed at helping women support each other as they take charge of credit, money, family, and parenting issues in a safe, judgment-free space. She holds a Bachelor's of Arts in Spanish and French from Winthrop University. When she isn't writing about credit and money, Michelle enjoys traveling with her family and taking Tae Kwon Do classes with her two young children. She and her son currently hold first-degree black belts and her daughter is scheduled to join them, earning her black belt as well within the year.
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The Home-Buying Mistake That’s Costing Homeowners Thousands

Perhaps you already know that overlooking a property inspection or not shopping around for a good deal on a house could come back to bite you. Yet you might be surprised to learn that failing to do this could potentially cost you thousands of dollars over the life of your loan.